According to Partnership to End Addiction, cost and lack of insurance are the main reasons individuals suffering from addiction can’t afford to get addiction treatment. However, it’s becoming more affordable to attend a private alcohol rehab through government programs and legislature. The Mental Health Parity Act states that insurance providers can’t discriminate against those who need help getting treatment for alcoholism.
With this in mind, how much does private alcohol rehab cost? There isn’t a straight answer because every individual has different needs and health insurance. What one health insurance policy covers may be different than another. Plus, the severity of an alcohol use disorder differs from person to person.
At Harmony Ridge, we provide quality alcohol use disorder treatment. We can’t speak for every facility, but we try to make our costs as fair as possible. We believe the best treatment doesn’t always mean the most expensive treatment.
How Much Does Alcohol Rehab Cost for Different Lengths of Time?
One of the biggest factors surrounding the cost of private alcohol rehab is the length of time. Typically, longer stays at a private alcohol rehab will cost more than shorter stays. It’s important to choose a program based on a medical recommendation. A medical professional understands the proper length of time it takes for treatment to be most effective.
Outpatient treatment may be more or less than inpatient treatment depending on the length of time. Also, there are various levels of outpatient care.
Outpatient programs include:
- Intensive outpatient programs (IOPs) – Lasts at a minimum, nine hours each week, in around three, three-hour sessions.
- Partial hospitalization programs (PHPs) – People who have a moderate to a severe case of an alcohol use disorder may be a part of a PHP even though it’s less intense than inpatient treatment. PHPs are about 3-5 days a week for around 4-6 hours a day.
- General outpatient programs (OPs) – OPs are the least intense form of care. A person might attend an OP program a few hours per week. General outpatient programs are good tools to use to transition back into regular society.
Outpatient programs can cost anywhere from $5,000 for a short program to $10,000 and up for longer programs. The cost of outpatient programs also depends on insurance, among other factors. Harmony Ridge always tries to work with potential patients if they need to self-finance. The cost of addiction will always be more than rehab in the long run.
Detox is a program that requires individuals who are suffering from alcohol or substance use disorders to rid all traces and toxins left by the alcohol or drug abuse from their bodies. A medical team will help patients get through professional, medical detox every step of the way.
Medical detox is extremely important to achieving addiction recovery. A detox program can be anywhere from $2,500 a week to $5,000 for longer periods of time. Though, detox can be less or more than that.
Detox programs typically last up to a week, but, like the cost, can be more or less. People with severe addictions will likely need more time to detox. Therefore, the cost of detox for individuals with severe addictions will likely be more. Plus, any medication provided during detox might raise the cost.
30 Day Alcohol Treatment Centers and Programs
Again, the cost of rehab depends on multiple factors. In general, 30-day alcohol treatment centers and programs cost anywhere from $6,000-$20,000. These alcohol treatment centers and programs can be more or less than that cost depending on the type of program, a person’s insurance policy, and the history of the rehab facility itself. If a rehab facility has prestigious accreditations or is well-known, the cost of treatment might be more.
90 Day Inpatient Drug Rehab
For some, 30-day alcohol treatment centers and programs might be appropriate. On the other hand, many people suffering from an alcohol use disorder need a longer length of time to recover. A 90-day inpatient drug rehab allows patients to go through detox and addiction treatment.
Recovery has no timeline. Some people may need detox or treatment as a part of a 90-day inpatient drug rehab. Such people will live at their designated rehab facilities full-time and be able to commit 100% of their time during the 90 days to overcome their addictions.
Patients that join a 90-day inpatient drug rehab might pay up to $60,000 or more to cover the cost of it. The cost of inpatient drug rehab all depends on the specific rehab center. It’s best to contact rehab centers directly to find out the exact price of different treatment programs at their facilities.
How Much Does Alcohol Rehab Cost With Insurance?
Every insurance policy is different. So, the cost of a private alcohol rehab might be the same with or without insurance. On the other hand, insurance may cover treatment completely.
Each insurance policy covers different types of treatment. For instance, one policy might cover 30 days of rehab while another will cover outpatient rehab in full.
Harmony Ridge is more than happy to decipher a patient’s insurance policy. We are in-network with many private insurance providers. For this reason, we’re fully versed in understanding different insurance policies. Otherwise, insurance providers typically provide information about deductibles and copays on their websites.
How Much Does Alcohol Rehab Cost Without Insurance?
Paying for a private alcohol rehab program can be costly without insurance. The price of a short-term private alcohol rehab program could cost thousands of dollars. A longer private alcohol rehab program, like residential treatment, might cost tens of thousands of dollars.
The cost of addiction treatment is one of the most important decisions a person can make. Just remember that the cost of addiction is more in the long run. In fact, the National Institute on Alcohol Abuse and Alcoholism (NIAAA) has a calculator that shows how much a person can spend on alcohol each week.
A binge drinker has five drinks or more on average in one sitting. If a person suffering from alcoholism drinks every day, has five drinks per day, and only pays $5.00 for each one, he or she will pay over $9,000 a year on alcohol!
There are always options when it comes to paying for rehab out-of-pocket. Try talking to an employer or a rehab center about it. An employer might help pay for a portion of the cost of rehab even if the company’s insurance policy doesn’t necessarily cover it.
Rehab centers want the best for those suffering from alcohol or drug use disorders. Thus, they may be able to work out payment plans for individuals that want to receive treatment at their facility but can’t afford it. That is the case for Harmony Ridge. Harmony Ridge believes that cost shouldn’t deter patients from getting the help that they need.
How To Get Financial Assistance To Pay For Rehab
In the past, alcohol and substance use disorders were seen as moral problems. Today, the medical community understands that they are also health conditions. As a result, the government has put practices into place to make it easier for individuals to get help from private drug and alcohol rehab centers.
The Affordable Care Act (ACA), or Obamacare, is a program that helps individuals get access to affordable healthcare. There are 10 pillars that define this act. One of them is equal and fair access to mental health and alcohol or substance use disorder resources. States have Medicaid and Medicare programs that allow individuals to browse the healthcare market.
What Factors Affect How Much a Private Alcohol Rehab Costs?
Every person’s insurance policy is unique. Though, certain insurance policy factors are more likely to increase the price of addiction treatment. This can make it less likely for insurance to cover the cost of addiction treatment, in some scenarios.
Luxury rehabs have certain amenities that other rehabs might not have. Some of these include:
- Massage therapists
- Private bedrooms
- Private bathrooms
- Customizable treatment
Luxury rehabs are often set in very scenic settings and focus on making patients as comfortable as possible. While this is ideal, it’s not completely necessary for treatment. Additionally, these kinds of private alcohol and drug rehabs traditionally are less inclined to accept Medicare and Medicaid.
According to the Food and Drug Administration (FDA), medication-assisted treatment is the combination of using medications and therapeutic techniques to help individuals overcome addiction and sustain recovery. Insurance companies may or may not cover the cost of a certain kind of medication. This happens even if a doctor recommends it.
While the brand name version of a certain medication may work better overall, an insurance company may only cover the cost of a generic version. Individuals can always ask their insurance providers to cover the cost of their medications. In some cases, they might be able to do it.
Many insurance companies typically operate within their own state. They might cover residential treatment and detox completely, but only in the state that their operations work out of. People who want to attend a private drug and alcohol rehab program that’s out-of-state might not be able to get the coverage for it.
However, rehabs will typically work with potential patients that want to attend out-of-state rehab facilities. Plus, some plans will cover the cost of staying at some out-of-state rehab facilities. PPO (Preferred Provider Organization) plans often cover the cost of medical services that are out-of-network once members hit a certain amount of medical expenses.
Harmony Ridge Believes Effective Treatment Is Always Worth It
The cost of effective treatment is worth it versus paying for a program that doesn’t work. Harmony Ridge strongly believes that every person struggling with an alcohol or substance use disorder deserves the best treatment for them possible, regardless of the cost. If you or a loved one is interested in finding out more information about the rehab programs here at Harmony Ridge, like the cost, feel free to contact us now.